Business Certificates

​Security Service Federal Credit Union offers great business certificate rates and products including traditional certificates, future builder certificates, and fixed rate IRA certificates. With plenty of certificate of deposit features Security Service is a smart business move.



Opening a Security Service certificate is one of the best ways to save for your business while taking advantage of excellent rates. Our flexible terms mean you can choose the time frame that's right for you.


You’ll also benefit from:
  • Great rates with no account fees
  • Interest1 accrued daily, paid monthly
  • Pledge certificates as collateral for a loan
  • Transfer interest to savings or checking


Features Traditional Future Builder IRA Fixed Rate
Fees No No No
Interest Accrued Daily, Paid Monthly Yes Yes Yes
Minimum Deposit $500 $250 $500
Allows Additional Deposits Before Maturity No Yes No
Allows Withdrawals Without Penalty Before Maturity No Yes No
Withdrawal Penalties Yes Yes Yes
Usable As Collateral For A Loan Yes Yes No
Transferable Earnings Yes Yes Yes
Auto-Renewal At Maturity Yes Yes Yes
Member Call Center Yes Yes Yes
Automated CallPlus Yes Yes Yes
Conduct Transactions At Locations Yes Yes Yes
Conduct Transactions Via Mail/Fax Yes Yes Yes
Secure Messaging Through Online Banking Yes Yes Yes
Online Banking Yes Yes Yes


Certificate Rates 

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Ready for a new certificate account?

Visit a location near you or call 1.866.809.6338.




Please see the account terms and Truth In Savings for complete details. Our Certificates are Share Certificates.

1. "Interest" referenced in the context of this page refers to "dividends."

† Additional Fees may apply. Please see the  Business Checking Fee Schedule to view fees or various charges that may apply to your business account. Please see the  Business Terms for complete details.

††APY = Annual Percentage Yield. APY is accurate as of 5/8/24. The Dividend Rate and APY may change without notice at the discretion of the Security Service Federal Credit Union Board of Directors. Fees may reduce earnings on your account. Contact an employee for further information or to obtain current rate information at 1.888.415.7878.