Up to $500 Mobile Phone Protection1
Plus So Much More

Mobile Phone

ID Theft Monitoring
& Recovery Services2

Social Media

Daily Credit
Report and Score2

Earn Interest
on Balance3

Mobile Phone Coverage

Sixty-three percent of Americans have avoided fixing a broken smartphone because of high repair costs.4 Power Protected Checking covers up to $500 for two phone repairs per 12-month period to protect you against accidental damage or theft. See what’s covered.

Mobile Phone Coverage Details >

ID Theft Monitoring & Recovery Services

In 2021, there were nearly 1.4 million reports of identity theft received by the FTC.5 Our in-depth monitoring services help to protect you from ID threats and Recovery Services reimburse you in the event your identity is stolen.

ID Theft Monitoring & Recovery Details >

Social Media Monitoring

Monitoring that keeps an eye on your Facebook, Instagram, Twitter, and LinkedIn accounts to alert you of vulgarity, violence, or a possible account takeover.

Social Media Monitoring Details >

Daily Credit Report and Score

A study by Consumer Reports found that 34% of participants found at least one error on their credit reports.6 Credit scores can affect the rates you receive for loans. Know where your credit stands with daily TransUnion® credit reports and scores.

See What Else We Monitor >

Earn Interest on Your Balance

Balance Tier Dividend Rate APY†† Range
$0.00 - $9,999.99 0.05% 0.05%
$10,000.00 - $24,999.99 0.10% 0.05% to 0.08%
$25,000.00 - $49,999.99 0.20% 0.08% to 0.14%
$50,000.00 - $99,999.99 0.50% 0.14% to 0.32%
$100,000.00 - $249,999.99 0.75% 0.32% to 0.58%
$250,000.00+ 1.00% 0.58% to 0.79% 

People can’t stop raving about Power Protected Checking.

“Great protection! Excellent checking account with great value and protection."

- gobea114

“Couldn’t be happier! Used this service when my iPhone screen went out.”

- Reptaarnoah

Already have Power Protected Checking? Access benefits:


Federally insured by NCUA. Membership eligibility required.

1) Mobile Phone Coverage: $500 maximum per covered claim minus $50 deductible. Two claims within a 12-month period. Additional terms, conditions and exclusions apply. For details, see “Guide to Benefit” at SSFCU.org/disclosures. Coverage is provided through Plateau Casualty Insurance Company. 2) MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ONLINE REGISTRATION AND ACTIVATION. For details, see Terms and Conditions for Identity Theft Recovery Services and Power Protected ID Monitoring at SSFCU.org/disclosures. Some services may be limited or unavailable to non-U.S. citizens and persons residing outside the U.S. Standard data and text messaging rates may apply for alerts. Most alerts are provided real-time, but some may not be immediate. One bureau credit monitoring, daily credit report and daily credit score are provided by TransUnion®. Fully Managed Recovery Services and Monitoring Services are provided by Allstate Identity Protection. ID Theft Expense Reimbursement Insurance is underwritten by Lyndon Southern Insurance, a member of the Fortegra family of companies. Reimbursement coverage is not available to residents of the state of New York and may not be available in other jurisdictions in the future. 3) The term “interest” refers to dividends. For complete rate and tier information, refer to the rate sheet or visit ssfcu.org. Rates are variable and subject to change without notice. 4) Source 2020 Mobile Mythconceptions Smartphone Owner Survey by Allstate Protection Plans https://www.prnewswire.com/news-releases/87-million-americans-have-had-smartphone-damage-in-the-past-year-301192544.html 5) Source: Consumer Sentinel Network Data Book 2021 https://www.ftc.gov/reports/consumer-sentinel-network-data-book-2021 6) Source: Consumer Reports Survey on credit reports: https://www.consumerreports.org/credit-scores-reports/consumers-found-errors-in-their-credit-reports

† Security Service Power Protected Checking is a Blended Rate Tier account, which means the dividend rate noted above will only be paid on the portion of your daily balance within each Balance Tier. Depending on the balance in the account, the annual percentage yield (APY) will fall within the range listed. For example, if you have $23,000 in your account, you will earn .05% on the first $9,999.99 and .10% on the next $13,000.01. The highest APY is calculated based on a balance of $250,000.

†† APY = Annual Percentage Yield. APY is accurate as of 5/9/23. The Dividend Rate and APY may change without notice at the discretion of the Security Service Federal Credit Union Board of Directors. Fees may reduce earnings on your account.

Security Service Debit Mastercard Guide to Benefits, Consumer Fee Schedule, Power Protected Checking Brochure