Federally insured by NCUA, NMLS #458903. Membership eligibility required. Restrictions apply. Loan subject to credit approval. Financing available for properties in Texas, Colorado, and Utah. Maximum combined loan to value (CLTV) on primary residences in Colorado/Utah up to 100% and 80% in Texas; CTLV on second/vacation homes up to 100% in all states. Mobile homes, rental properties, and land are not eligible. Minimum loan amounts may apply. Rates subject to change.
† APR = Annual Percentage Rate. The APR is accurate as of 11/4/22.
1. Introductory interest rate and APR of 4.99% will apply for the first twelve (12) months following month of loan closing. After the introductory period, rate is variable and is based on the Prime Rate plus margin. For example, Home Equity LOC - Percentage of Balance the current rate would be 7.00% APR based on a combined LTV of 80% and credit limit of $100,000. Refer to Home Equity LOC – Percentage of Balance Early Disclosure
for more information. Based on a Home Equity LOC - Interest-Only with a credit limit of $100,000 and CLTV of 80.00%, the interest rate and APR based on the current index and margin would be 7.00%. Refer to Home Equity LOC – Interest-Only Early Disclosure
for more information. Learn more in the What You Should Know About Home Equity Lines of Credit
2. The program offer to save up to $5,000 in select closing costs does not cover mortgage insurance, seller paid closing costs, discount points, or prepaids and reserves. If loan is closed or paid off within first 36 months of the term, member may be required to reimburse all or some of the closing costs incurred. The program is not valid for FHA or VA loans. Closing costs may vary based on transaction.
3. Minimum draw applies.
◊ Image is for illustrative purposes only. Not an actual member.