They saved me thousands when I built my home.
- Morgan, May 2018◊
Save time and money with a One-Time Close
What makes a One-Time Close right for you? You’re not just buying—you’re BUILDING. And you’re looking to get a deal whenever possible—without cutting corners, of course. A one-time close lets you lock in a low rate for construction, then carries it over for your mortgage loan. So if the market changes and rates go up, you don’t have to worry.
- Only one closing – That means only one set of closing paperwork and costs (and we even help you out there…)
- Save up to $5,000 on closing costs1 – We’ll cover you up to $5,000
- Lock in at low rate during building – Whether construction takes longer than expected or the market changes, you don't have to worry about your rate going up
Want to build a home?
Here's what you need to know to get started: Member Construction Packet
Attention Home Builders
Want to build homes financed by us? Download our Builder Acceptance Packet
One-Time Close Loan Rates
|Product||Points||APR†||Rate as low as...||Payment example|
|1XClose 30 YR Fixed *||0%||5.623%||5.500%||$776.98||Apply|
|1XClose 20 YR Fixed *||0%||5.419%||5.250%||$936.91||Apply|
|1XClose 15 YR Fixed *||0%||4.962%||4.750%||$1101.69||Apply|
* Based on a $135,000 Loan Amount with a 80% LTV and FICO>=740. Payment examples do not include taxes; actual payment may be greater.